Maximum bet amounts are the largest stakes that a punter can bet on any given market. Maximum payout amounts are the max amount a punter can win from any one bet. Bookmakers use maximum bet & payout amounts as a form of insurance against making large losses.
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There is a scene with Trevor after switching characters where he is being kicked out of the casino for counting cards (i.e. cheating). This would imply that the casino is open, though not accessible by the player.